Formally established in January 2017, the company operates primarily in Indonesia and the Philippines. It offers a range of integrated financial services, including cash lending, installment loans, PayLater, and big data-driven risk control solutions. The core team consists of experts from renowned tech companies such as Tencent, Alibaba, and Microsoft.

Our independently developed risk control system, powered by artificial intelligence, has been successfully adapted to various financial environments across countries, demonstrating exceptional operational resilience. Yinshan Tech has earned recognition from numerous investment institutions and local governments across Southeast Asia.